There's concern that large numbers of people in Devon are planning to run up debts in order to pay for Christmas.
A survey by the Government-funded Money Advice Service found that more than a third of respondents in the south west were planning to put the cost on their credit cards - and a small number intended to use payday loans.
Nationally a tenth of those questioned admitted that they still hadn't finished paying for last Christmas.
Plymouth police investigating serious sexual assault
Officers think this man could help the investigation
Pothole damage claim for every seven miles of road
Nearly 1,200 claims against council
Earlier kick-off for Devon derby
Match will get underway at 12.30
Exeter Dryden Road consultation reopens
The deadline for responses has been extended
Devon teenager charged after Somerset stabbing
Man attacked on street
